Clik here to view.
Home Affordable Refinance Program (HARP 2.0)
Program Overview Announced in early 2009 by the Dept. of the Treasury and FHFA as an installment of the Obama Administration’s Making Home Affordable program. This specific program, HARP, is targeted...
View ArticleEssential Steps and Requirements With The Loan Process
Whether you are seeking a government-backed (FHA) or conventional loan it is always best to take the time to familiarize yourself with the steps involved when submitting your request for a mortgage...
View ArticleCommon Fees & Costs Associated with the Loan Process
Whether a borrower is looking to purchase a new home or refinance their home under a government-backed (FHA) or conventional loan there are fees associated with each type of mortgage that should not be...
View ArticleRefinance Government Assistance Key Eligibility Factors
FHA and Conventional Loan Qualifications So you’re contemplating purchasing a home or refinancing your current home, but you’re concerned about all the reports of how difficult it is to qualify for a...
View ArticleUnderstanding FHA Credit Qualifications and What Issues Lenders Look For
The current minimum credit score required to be approved for an FHA loan is 580, which is set by the lender themselves as the Federal Housing Administration does not have any actual credit score...
View ArticleFederal Housing Administration (FHA) History
The Federal Housing Administration was created by Congress in 1934 and is generally known as “FHA”. The purpose of this government agency is: To enhance housing benchmarks and provisions To present a...
View ArticleAvoiding Scams
All too often borrowers are victims of unfortunate foreclosure or mortgage rescue scams which can cost them thousands of dollars or in worst cases even their home! Real Help Is Free! Tips to Avoid...
View ArticleVeterans Affairs (VA) Loan
Program Overview In contrast to what many think or have thought, with mortgage rates continuing to linger at historical lows and homes across the nation selling at notably reduced prices, there...
View Article
